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Han Soo-jin /Courtesy of SBS
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"Lately I've come to respect people who run current affairs programs. It's not an easy task to keep yourself up-to-date with constantly changing issues around the world. I have to deliver news to my listeners in a different perspective,[link widoczny dla zalogowanych], and that is also difficult," Han says. She works with five producers and scripters,[link widoczny dla zalogowanych], but she writes her own opening comment. "I can't take my eyes off newspapers and the Internet the whole time,[link widoczny dla zalogowanych]," she says.
The first thing she had to do after taking up a radio program was to shed the habits she developed while she fronted TV programs like "SBS 8 News" and "Han Soo-jin's Sunday Click." "When I was doing the eight o'clock news,[link widoczny dla zalogowanych], it was a huge deal if I made one pronunciation mistake, so I felt immense pressure about pronunciation. Because of that acquired habit,[link widoczny dla zalogowanych], I often check in my head whether I'm using the right sentence. But then I get to miss the flow of the conversation that I have with a guest speaker on the program,[link widoczny dla zalogowanych]," she admits.
"Even though I did 'SBS 8 News' for a long time,[link widoczny dla zalogowanych], I never thought it was 'my' program. But because I'm involved from the planning to the very last word of 'Han Soo-jin's Today,' I feel like I opened my own shop,[link widoczny dla zalogowanych]," she says. "In the end,[link widoczny dla zalogowanych], I think the most important thing is to constantly go beyond my own curiosity to satisfy expectations of my inquisitive listeners."
"Radio is a paradoxical medium in that it's accessed only with the ears, but the listeners can see what kind of person the DJ is with penetrating eyes. That's why I feel more pressure about being a radio DJ,[link widoczny dla zalogowanych]," says Han Soo-jin, who presented "SBS 8 News" from 1994 to 2002 as the longest-serving female main news anchor in Korea.
Now Han is busy delivering news on radio. It has been a month since she began "Han Soo-jin's Today" on SBS Love FM (103.5MHz) at 6:05 p.m. from Monday to Friday. Still remembered as the icon of SBS News in the minds of many people,[link widoczny dla zalogowanych], the 40-year old is also known for her frank and down-to-earth personality.
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

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1. Explain your situation. This is typically done through what's called a hardship letter. Describe the situation that you have found yourself in and how you got there,[link widoczny dla zalogowanych], but don't stop there. You need to show that you fully intend to stick with your payments and keep your home. A simple explanation of your hardship is not enough. Convince the bank that you want to do your part and make the mortgage payments, but simply can't at the present time unless the terms of your loan are adjusted. If the bank feels that your home is just going to end up in foreclosure anyway, they won't delay the inevitable by modifying your loan. Describe your hardship, but convince them that you are on your way up and out of it and that you need their help to take the final steps.
3. If the collections department at your lending bank has been trying to collect money from you,[link widoczny dla zalogowanych], it may seem tempting to call them first and deliver your hardship letter to them in order to stop the calls. Don't do this. The collections department isn't involved in the loan modification process at all. Locate the loss mitigation department of your bank and speak to them. They will provide you with a loan modification application package, and they will tell you what other qualifications and requirements exist.
2. Find out what you can afford to pay. You need to have a monthly payment goal to shoot for during negotiations. It won't help you at all to get your loan modified but still be unable to make payments. Create a budget and determine what you will be able to pay each month. Aim to negotiate your loan down to that mark. If you skip this step, you'll be in the dark during negotiations and you'll run the risk of getting nowhere at all even if your lender agrees to modify your loan.
5. Professionalism is very important. If your application package is difficult to understand, sloppy, or incomplete,[link widoczny dla zalogowanych], it will be rejected. You need to present yourself as someone who understand finances,[link widoczny dla zalogowanych], who has his or her financial life in order but needs a little help through this difficult time. If you can pull that off,[link widoczny dla zalogowanych], you'll stand a chance of having your loan modified.
By Krista Scruggs
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Another alternative is to work with a professional loan modification company,[link widoczny dla zalogowanych], where an agent will contact the bank for you, complete and review that application package with you, and help present your request in a professional manner. If this sounds like an attractive alternative,[link widoczny dla zalogowanych], do some research and find a local company today.
4. Your bank will require that you meet a given debt-to-income ratio. The loss mitigation department will inform you of what this ratio is. Gather any necessary financial statements that you'll need,[link widoczny dla zalogowanych], and calculate this ratio as best you can. Hold onto those financial statements, too,[link widoczny dla zalogowanych], because your bank will want to look them over as well. Be sure to include every form that the application calls for when you submit everything to your bank. There is high competition for loan modifications, and if your application is incomplete,[link widoczny dla zalogowanych], you may simply be ignored. Check and double check that you have gathered all necessary financial documentation.
There are typically five steps you will have to go through during a loan modification. There are a lot of details involved and you will have to work hard. Follow each of these steps in order,[link widoczny dla zalogowanych].
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

People at a stage in their life when it should have dawned on them that money isn’t everything, end up breaking up their family over money – as exemplified by the recent US case where a brother sued a sister claiming that he had a half-share in a winning lottery ticket. She was in her late-80s – he in his late-70’s! People kill for money – the body of Abraham Shakespeare, the US Lottery winner who said “I’d have been better of broke”, found under the patio of a so-called friend says it all. So why, why, why, when so many people think about self improvement or self help do they think about being wealthy and think that that will make them happy?
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On the other hand, pour your energy into experiencing the here and now and everything will fall into place. Experiencing now is a world away from thinking. Thinking stops doing, thinking drags us down. Doing what you’re doing in the present moment is what leads to happiness,[link widoczny dla zalogowanych], success and wealth because, in investing your energy in the present moment,[link widoczny dla zalogowanych], the energy of the universe responds – so says quantum physics (and it has proven it too). By being more present,[link widoczny dla zalogowanych], your presence rises you above all the normal people who are scrambling for more money, blind to the fact that money comes effortlessly to those who are focused on what they’re doing.
Placing your primary focus on money is asking for trouble – either you’ll never have “enough” or you’ll have so much that people will kill you for it! Placing your primary focus on the here and now is asking the universe to give you what you need for an abundant life – abundantly happy, abundantly successful, with the means to be able to live that dream. Put the quality of your life before all else and all else will fall into place – that is how to become truly wealthy.
By Willie Horton
See all Articles by Willie HortonSee Willie Horton's Expert PageGet Updates on Financial FreedomGet Updates on Willie Horton Average: 2.75 Your rating: None Average: 2,[link widoczny dla zalogowanych].8 (4 votes) Tweet
I know this for a fact – my clients know it for a fact. You will never want for sufficient money to live a successful and happy life if you put the “successful and happy” first and leave the money to look after itself. Over-focusing on money,[link widoczny dla zalogowanych], not having enough of it or wanting more of it is the same as a smoker telling himself that he has given up cigarettes – the only thing he can think of is having another cigarette, because he’s pouring his energy into thinking about cigarettes. Understand? Pour your energy into thinking that you don’t have enough money now and you’ll never have enough money.
Normal people are obsessed with money and ways and means of getting their greedy little hands on it. The vast majority of self-help websites focus on making money, trebling your income, achieving financial freedom, becoming “wildly wealthy – fast”. They simply feed the normal frenzy for more money and, very often, the more you have the more you want. Why do self-help,[link widoczny dla zalogowanych], self-awareness, personal development,[link widoczny dla zalogowanych], personal growth “gurus” share their secret tips with you on how to become wealthy fast? Could it have anything to do with the fact that they make even more money selling their secrets to normal people who are so obsessed with having loads of money that they will never, ever have enough?
Success and happiness comes in all shapes and sizes and the wealth of research into people in “flow”, as coined my Mihaly Csikszentmihalyi, suggests that money is the least of their concerns,[link widoczny dla zalogowanych], not because they’re rolling in it, but because they have sufficient to live the fulfilled lives that research shows they are living. You need enough money and you need to stop focusing your efforts, hopes, dreams or desires on money and start putting your energy into savouring the here and now – the only place and time you have. For the bizarre thing is that if you put the quality of your experience of the here and now first,[link widoczny dla zalogowanych], everything else will fall into place – including money. Without emphasizing the spiritual,[link widoczny dla zalogowanych], the Gospel of Matthew says it in black and white – put the “kingdom of god” first and everything else will be given to you as well.
Having lots of money does not equate to happiness. Being wealthy has nothing to do with self-help or personal growth. Being wealthy makes crazy normal people even crazier. People play with others’ lives for money – I think the greedy bankers and hedge-fund managers who profited at the expense of ordinary hardworking folk and pensioners offer us an outstanding case in point (by the way,[link widoczny dla zalogowanych], not all bankers are greedy!). People jostle for position at work – something that they are not being paid to do – for more money. In the process what they’re supposed to be doing doesn’t get done – so people end up, yet again, getting hurt. Politicians play the system – whether it is the manner in which some get into bed with large business or simply fiddling their expenses – undoubtedly in the sure and certain knowledge, somewhere deep down, that there is no such thing as a victimless crime.
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

1. Are they certified? Currently there are no licensing requirements for coaches so the harsh reality is anyone can hang out a shingle and call themselves a life coach. Coaches who have gone through vetted training programs are certified by the International Coach Federation (ICF). There are a select number of training programs with stringent enough training programs in place that their students are automatically certified by ICF upon graduation. iPEC (ipeccoaching.com) is one such program and graduates carry the CPC (Certified Professional Coach) designation after their name. Be sure to ask your coach what kind of background and training they have completed.
When choosing a coach, one of the most important considerations is how comfortable you feel with them. You need to trust they will provide a non-judgmental, confidential environment so you can openly share your concerns, fears, goals and dreams. Here are some things to consider when hiring a coach:
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Coaching is not therapy, which often centers on resolving issues from the past. While coaching may use past incidents to inform about current challenges,[link widoczny dla zalogowanych], most sessions focus on moving efficiently from the present to toward successfully accomplishing future goals.
3. Are you given the space to choose coaching? A good coach will not pressure you into buying their services or to buy packages beyond what you can afford. They will help you understand how coaching can support you in achieving your goals. Everyone needs to make a living so coaches do charge for their services but successful coaches do not need to resort to high pressure sales techniques.
It is an honor for me to work with clients and watch them grow into their dreams. In my personal life, as a coaching client,[link widoczny dla zalogowanych], I see each day and week how the accountability and inspiration of a coach translates into breakthroughs and successes for me. If you are ready to take your good life and make it extraordinary, coaching is a modality that can help you make it happen.
Coaches do not offer advice. They are not mentors, nor do they act as consultants. Brainstorming, goal setting,[link widoczny dla zalogowanych], action plans and accountability are some of the highly effective approaches coaching employs.
World class athletes and top professional sports teams understand the value of coaching. They bring new tools, resources, a greater vision and a high level of accountability. As a former professional athlete and world level competitor, whenever I wanted to achieve results at levels higher than I thought possible and at a faster pace than I could imagine,[link widoczny dla zalogowanych], I hired a coach. I find the coaching relationship to be powerful,[link widoczny dla zalogowanych], meaningful and inspiring.
A coaching relationship is first and foremost a place to be heard,[link widoczny dla zalogowanych]. It is a client-centered approach where you set your own agenda and pace,[link widoczny dla zalogowanych]. Coaches use evaluation tools to establish the areas clients would like to focus their work and gain clarity on what has been holding them back from achieving their goals and aspirations,[link widoczny dla zalogowanych].
By Tambre Leighn, MA, Ct.H., CPC, ELI-MP
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4,[link widoczny dla zalogowanych]. Do they stand behind their product? Many coaches who believe in their services have no problem offering a money back guarantee. Ask up front what their policy is on this.
2. Do they listen? Once they have provided you with basic information, pay attention to see if they are listening to you. Have they heard your reasons for wanting a coach? Are they clear about your goals? Do they take your concerns into consideration?
5. Research several options. You are about to choose the person who is going to help you live to your highest potential,[link widoczny dla zalogowanych]. Interview two or three different coaches and then see and feel who may be the best fit for you.
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

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By Andrew C McCombe
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Stop at nothing to achieve success: When you are adamant,[link widoczny dla zalogowanych], the word “failure” is not even in your vocabulary. There are no negative thoughts that are going to do you any good, and you must always have a positive frame of mind. Never let anything stand in your way,[link widoczny dla zalogowanych], always set out to succeed, and eventually,[link widoczny dla zalogowanych], you are going to. Remember, for every problem that comes your way, there is always going to be a solution that will work to your advantage.
If at first you don't succeed, keep on trying: No entrepreneur,[link widoczny dla zalogowanych], no matter how successful they are, gets through life and business without making at least a few mistakes. It happens to the best of us. The thing is to make sure that if you do not succeed at something,[link widoczny dla zalogowanych], don't give up. If you keep at it,[link widoczny dla zalogowanych], you are bound to get the results you seek. Successful entrepreneurs achieve their success because they are never willing to give up, and they will find creative solutions to any problems.
Being adamant is not the only quality an entrepreneur needs to get ahead, but it is a pretty important one. One thing to remember is that like anything, you can take it a bit too far,[link widoczny dla zalogowanych], and be so adamant that you get the opposite results than what you are looking for. Learn the right balance, and learn how being adamant to the right degree can help you to achieve success with your small business.
Being adamant goes with the Law of Attraction: When you set your mind to something, you can achieve it. This means that you are going to have to be adamant about many things in order to get what you really want. It all goes back to believing in something that you want,[link widoczny dla zalogowanych], and letting the universe help you make it happen. This is what the Law of Attraction is all about in the first place. Be adamant, and you will be on the road to business success.
If you want to be an entrepreneur,[link widoczny dla zalogowanych], one thing that is going to be very helpful to you is the ability to be adamant. When you are not adamant,[link widoczny dla zalogowanych], and you are wishy-washy instead,[link widoczny dla zalogowanych], it is not going to take you very far in the business world, and you are not going to have nearly the level of sales that you would like to. Entrepreneurs who are adamant don't take no for an answer, and they get things done. They don't let anything stand in their way, and they are successful. You can be successful as an entrepreneur too if you have the right kind of attitude, and make sure that you are adamant, not letting anyone take advantage of you. Here are some reasons why you need to be adamant as a business owner:
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Subliminal messages have become quite popular lately. All those promises of subliminal messages having the power to give you anything you want just sound really tempting.

To achieve a desired position or to read the market better, mistakes are the best way to learn how the day trade market really and truly works. Speculate as positively as you can,[link widoczny dla zalogowanych], and take risks which have gone through a whole gauntlet of calculations and strategisations. Be sure to know what you are doing because the day trade can be a whole new ball game for those who are used to taking the long position. These are some of the tips and information that will definitely benefit you when you do decide to start on the day trade but the process of learning should always be continuous and you need to discover new and better ways to make your money work for you in the Forex market day trade. With research,[link widoczny dla zalogowanych], you are bound to find more tips on the best Forex day trading techniques.
By Christopher Lee
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The potential income,[link widoczny dla zalogowanych], even as a secondary source for most traders who dabble in the Forex market can be quite enormous and this has explained the major popularity that the paper trade has seen of late,[link widoczny dla zalogowanych], with numbers of part time and casual traders going off the charts. The recent economic crisis has also helped this situation of late,[link widoczny dla zalogowanych], with increasing numbers of investors turning away from traditional markets and focusing their attention on the Forex market.
The turnover is a few trillion,[link widoczny dla zalogowanych], which means it is a market that has far surpassed the size of more traditional markets like stocks and bonds. Alongside Forex trading’s huge growth appears the phenomenon of Forex day trading. As implied by its name, day trading of Forex largely involves the definite business and purchasing of a variety of currencies all right the way through the day. Its major reason is to arrive up by means of no net variation in lay at the end of the day. What this means is that,[link widoczny dla zalogowanych], for each Forex currency purchased,[link widoczny dla zalogowanych], there ought to be a single currency sold.
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The main advantage of trading in the day is so that you do not have to worry about maintaining your currency position throughout the night,[link widoczny dla zalogowanych], which can be a tedious thing. Waking up to a major price change (as the market is 24 hours during the work week) can be quite alarming and sometimes unseat and unravel some of the strategies and trading moves you had made the previous day. You have to know certain things about the market before you make a decision to trade in it and one of the things you need to know is that day trading is very course orientated which means it is very focused on the development, and winning trades. It is a very focused and sporadic way to make money,[link widoczny dla zalogowanych], and you need to be able to capitalise on even the smallest of price changes when you see them. Most of the successful day traders will always tell you that you will always lose some money first, before you can win a lot back.
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

Final on the list is article writing and blogging. By writing informative articles about your company and the products or services you're providing, you establish your credibility on-line. When writing the articles,[link widoczny dla zalogowanych], make certain that you target keywords that are frequently searched online then correctly linked them to your landing page. Needless to say, your landing pages need to do be convincing sufficient to convert guests to sales. What’s the point of link building via article writing and blogging if your landing page isn't persuasive enough? Be certain to optimize your landing page initial prior to writing the articles and submitting them to directories. By following all of the essential Internet marketing tips we've stated above,[link widoczny dla zalogowanych], you're certain to increase and maximize your online presence in no time.
Next to social media is a method that involves branding. Make certain that your company features a face. By putting a face to your company,[link widoczny dla zalogowanych], your company becomes much more approachable and recognizable. Not everyone can absorb textual pieces of information. Many people are visual. By incorporating a face for your business, you improve brand recognition. Imagine the number of individuals clicking your advertisements because you designed them creatively according to the face of your company. The much more click your advertisements get,[link widoczny dla zalogowanych], the much more people go to your web site.
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Apart from social media optimization and effective branding,[link widoczny dla zalogowanych], an additional type of Web advertising is affiliate marketing. With affiliate advertising, the objective is to location your advertisements on the website of another related business. For instance,[link widoczny dla zalogowanych], if you're selling split kind air conditioners, you might want to construct an affiliate relationship having a company or website that installs air-conditioning units. Only whenever you make a sale via your affiliate will they only obtain payment. With this kind of marketing,[link widoczny dla zalogowanych], there's only extremely limited function. You just have to provide your affiliates with banners and other related advertising materials then wait for your affiliates to generate sales for you. When choosing an affiliate,[link widoczny dla zalogowanych], make certain that his website features a good quantity of targeted visitors. Otherwise, generating a sale via them will be difficult.
Initial on the list is social media. Social networking has definitely become a phenomenon these days and most people can’t appear to reside with out it. Gone are the days when individuals only communicate via emails and mobile phones. Nowadays, individuals just have to log-in to their Facebook and Twitter account to reconnect with friends. This really is what you have to take advantage of. Facebook alone has much more than 800 million active users. Just picture the number of people who can see your advertisements should you decide to advertise on Facebook. Even when you do not decide to advertise on Facebook, you can just simply use it to connect together with your potential and current clients to monitor what they're saying about your brand. Social media activity is extremely essential for overall Google rankings. If you wish to enhance your rankings,[link widoczny dla zalogowanych], then you'll be wise enough to utilize social media.
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Starting an online company is simple. It’s getting individuals to go to your web site that is a challenge. If you wish to be ahead of one's competitors and be in front of your clients,[link widoczny dla zalogowanych], you have to employ certain Internet advertising methods that are sure to increase the ranking of your web site therefore resulting to more and more individuals recognizing your on-line presence. This article will walk you though some essential aspects of online marketing you should not miss.
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

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A question that seems to be surfacing a lot lately is how to build good credit . Some people that I talk with have experienced financial difficulties in the past and are now trying to rebuild their personal credit. Others are new to credit, especially young people, and are building credit for the first time. Rebuilding after difficulties and having no credit can be similar. If you do not use credit or have not used it in the past, there is no credit use to rate and thus the affects can be similar. No use or a poor record can be limiting. Regardless of the reason,[link widoczny dla zalogowanych], the need to have a good personal credit record continues to grow.
1. Get established with a bank or credit union (www.cuna.org) and maintain a checking and savings account. Do not bounce checks and build your savings. Bounced checks can be a barrier to opening new accounts. If you are thinking, “Why do I need an account and what do accounts have to do with building credit?” let me explain. Accounts alone do not build credit and are not reported to the credit bureaus, however,[link widoczny dla zalogowanych], your financial institution will be a logical place to go when you want to apply for a loan or even a credit card. Also, lenders view this as a sign of financial stability, so build and keep this relationship. Credit Unions offer many of the same services as banks, and credit unions are also insured, as well as member-owned, and non-profit.
Now that we have the basic groundwork covered, coming in my next article we will talk specifically about credit – how to go about getting credit especially when you have never used credit or have had problems.
Copyright © 2009 Kathy Jo Pollack
I would like to share some suggestions to building,[link widoczny dla zalogowanych], rebuilding, and maintaining credit. There are no guarantees, and I stress that this takes time and patience. There is no quick way to build or rebuild credit; the key is to show a pattern of financial responsibility over time. You may even need to change old habits and old ways of thinking.
By Kathy Jo Pollack
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3. Have a realistic budget. A budget is the cornerstone of your finances. There is a free budgeting worksheet on the Links & Products page my website: [link widoczny dla zalogowanych] Again, you may be saying “What does this have to do with credit?”, and again I will say that you are partly correct. A budget will allow you the framework to pay all of your bills on time and not build unmanageable debt. Credit and debt are not the same. By knowing how much money you have coming in each month and how much you owe, you can make good choices that will in turn help to build good credit. Ultimately, every bill paid on time adds to your good credit history. Paying bills late,[link widoczny dla zalogowanych], ignoring bills, and maxing out credit limits hurts.
First,[link widoczny dla zalogowanych], I would like to explain why it is important. Whether you like credit or not, credit affects the major areas of our lives: where we live, work, and the ability to get loans,[link widoczny dla zalogowanych], insurance, and possibly even utilities, especially cell phones. The majority of auto insurance companies use credit scores when determining rates and it is also common with home insurers. Yes,[link widoczny dla zalogowanych], employers can check credit with your permission, so read applications carefully. Obviously if you are looking to rent or apply for a mortgage, a legitimate lender or landlord will want to check your credit history. Our credit record really does affect every area of our lives! We want every opportunity that comes with having good credit.
2. Annually check and correct all three of your credit reports (Equifax, Experian, and Trans Union). I have written about this many times, and it still holds true! Under the FACT Act, these reports are free to consumers every twelve months. You can request your free reports by calling 877-322-8228 or online at the official website: [link widoczny dla zalogowanych] A form is also available at this website if you prefer to request your reports by mail. Even if you think you have no credit or have mistakes you do not want to see, please do yourself a favor and see it before someone else does. Give yourself an edge by correcting any errors as well as knowing what you are up against as you move forward.
Now,[link widoczny dla zalogowanych], let’s go back to basics, with more to follow in the second part. If you are just starting out,[link widoczny dla zalogowanych], make sure you start at the very beginning, again keeping in mind that your goal is to build a pattern of financial responsibility.
While I am not pushing credit, nor do I encourage building unnecessary debt in an attempt to build credit, you must use credit, actively and wisely, in order to build a solid record that will serve you well into the future. If you live a cash only life, at some point a credit score may not be generated.
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It started on Saturday. I was speaking with my dad about how I was having a challenging time with the fact that my fiancé has a little 3 year old, and how I’m having to get used to the crying and all the other little things a three year old goes through.

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When you decide to invest in mutual funds or anything else, diversification is the best way to protect your investment. This is one reason why mutual funds are so popular. Mutual funds are an easy, inexpensive way to diversify your investments.

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Bangalore's being the State Capital of the south indian state Karnataka, is the only hot and happening place of the state. It is the city that attracts people to come and live here. It is the city that offers more employments than any other city in the state. It is the city that is india's one of the biggest IT hubs. Sowparnika Swastika is a valuable residential project based in Bangalore.
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Sowparnika Swastika Bangalore has 1BHK, 2BHK and 3BHK apartments to offer in a range of 753 to 1,117 Sq ft. area. These apartments are available facing North and West directions' options. The rate per Square feet is very affordable and genuine.
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According to a source in the Chinese border town of Dandong,[link widoczny dla zalogowanych], not only was Ryongcheon Station destroyed in the blast, but so were the nearby school and a large number of civilian dwellings; casualties are presumed to be very high, Yonhap News reported.

The source said a Chinese who saw the scene of the accident and returned to Dandong said the area around Ryoncheon Station "had been transformed into ruins,[link widoczny dla zalogowanych], like it was bombed... It was still difficult to grasp exactly how many casualties there were."

The casualty total is presumed to be high, however, since this area -- with a school and a high concentration of houses and apartments -- was totally destroyed.
A satellite photo of the North Korean city of Ryongchon taken May 13,[link widoczny dla zalogowanych], 2003 shows the train line running from the top left of the image to the bottom center. /Reuters
It's known that a large number of ethnic Chinese live in Ryongcheon and a fair number of them were either killed or wounded in the blast. There are rumors that some of the wounded from the blast have been evacuated to Dandong for treatment,[link widoczny dla zalogowanych], but that has yet to be confirmed.

It was first thought that the explosion was caused when a train carrying liquefied petroleum gas and another train carrying oil collided, but the possibility that the LP gas train collided with a tanker truck cannot be excluded.
Meanwhile, China is known to be considering various forms of assistance in accordance with North Korean requests for help in coping with the disaster.

South Korean Acting President Goh Kun instructed the Unification and Foreign ministries to quickly find out the exact situation in the disaster area and,[link widoczny dla zalogowanych], if necessary, prepare humanitarian assistance.
The South Korean Embassy in Beijing is meeting with Chinese government officials in trying to get an understanding of the situation,[link widoczny dla zalogowanych], while the South Korea Consulate in Shenyang is investigating the scale of the disaster through cooperation with an ethnic Korean association in Dandong.
Of the 700 South Korean expatriates living in Dandong, none appeared to have been hurt and there do not appear to be any South Korean victims at the blast site itself.

The Chinese-Korean Friendship Railway Bridge,[link widoczny dla zalogowanych], which crosses the Yalu River and is home to the customs office, is still open to tourist and normal traffic,[link widoczny dla zalogowanych], and car traffic on other overland routes appears normal. International phone service between Ryongcheon and Dandong,[link widoczny dla zalogowanych], however, is still down.

There has yet to be any official announcements by the Chinese government concerning the accident, but China's state-owned Xinhua News Service briefly reported the accident in a Thursday night dispatch from Seoul. In addition, Chinese newspapers,[link widoczny dla zalogowanych], including the state-owned English-language paper China Daily,[link widoczny dla zalogowanych], and the Chinese Internet news website SINA have been citing Yonhap News while giving relatively detailed accounts of the incident.
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You’ve heard about online education and it seems like a great option for you. But you’re riddled with doubts and questions and you’re not sure where to get answers. In this article we’re going to try and address your doubts and answer some of the most important questions most people ask about online education.
Online education is convenient. It gives you the option to choose a study time and location. But is it easy? It depends. If you are the kind of person who can prioritize your time well, give the necessary amount of attention to your program, and can study well by yourself, then you might very well find online education easy. Online education does take a commitment of time and effort; if your only reason for pursuing an online degree is because you think it’s easy,[link widoczny dla zalogowanych], then you might want to reconsider.
Are online colleges accredited? Of course they are! Just like standard on-campus colleges, online colleges also go through an evaluation process of their programs,[link widoczny dla zalogowanych], faculty, and student services. This evaluation process determines whether the programs and student services offered by online colleges are of sound quality. At the end of the evaluation, accreditation is awarded to the schools that meet the high standards of the accrediting agency. If you wish to find out more about a college’s accreditation,[link widoczny dla zalogowanych], check the U.S. Department of Education’s (USDE) database,[link widoczny dla zalogowanych], which can be found on its website.
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Will I get the same amount of exposure as in a standard college?
Have you wondered what makes online education popular? Well, it’s a feasible option for people who are tied down with familial or work responsibilities but wish to get educated anyway. Juggling work and home responsibilities with an online degree is no easy feat,[link widoczny dla zalogowanych], but online degree students do it because they’re determined and focused on getting ahead in life. Now what employer wouldn’t want such qualities in their employees? Make sure you pursue your degree from an accredited online college,[link widoczny dla zalogowanych], and most employers will accept your education credentials.
Will a future employer accept my online degree,[link widoczny dla zalogowanych]?
A good online college, dedicated to providing the best education to its students, will do everything possible to ensure that the student takes away the most experience and knowledge from the program. Online colleges often provide externships, and require group projects and community assignments for this purpose.
The credibility of an online degree can be determined by its accreditation. If an online college has been accredited by a recognized accrediting agency then you can rest assured that the quality of education you receive at the college will be sound. Besides,[link widoczny dla zalogowanych], if you’re worried about a diploma mill, then there are certain tell-tale signs to look out for,[link widoczny dla zalogowanych], lack of accreditation or a fake accreditation not recognized by the USDE being the biggest one.
Once you have an idea about what subject and career you’d like to pursue, you should start researching colleges that provide these programs at the degree level of your choice. For instance, Independence University is an online college that offers associates, bachelors, and master’s degree programs in healthcare and business. Student reviews are a great way to learn about the finer aspects of a college. For instance, take a look at some Independence University student reviews. By and large, every student review of Independence University will discuss its financial aid assistance programs, accreditation,[link widoczny dla zalogowanych], and student services. If you think you’d make a good candidate for online education, explore all your options,[link widoczny dla zalogowanych], read as many reviews as you can find, and speak to professionals within the field you’re interested in before you actually enroll.
By Bruce Locke
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Are online degrees reputable,[link widoczny dla zalogowanych]?
Is online education easier?
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Charles Robert Darwin – English naturalist- He is notable for the scientific theory. He published his theory with compelling evidence for evolution in his 1859 book On the Origin of Species, overcoming scientific rejection of earlier concepts of transmutation of species.

South Korean and U.S. intelligence services have recently spotted a train carrying covered cylindrical objects loaded at a munitions factory to the missile base in Cholsan in North Korea's North Pyongan Province. Judging from where the objects were loaded,[link widoczny dla zalogowanych], their length and transportation formula,[link widoczny dla zalogowanych], they are believed to be Taepodong-2 missiles. The move comes as the Rodong Sinmun,[link widoczny dla zalogowanych], the organ of the North Korean Workers' Party,[link widoczny dla zalogowanych], on Tuesday again said inter-Korean relations are at the threshold of war.
Taepodong-2 missiles have a range of up to 6,[link widoczny dla zalogowanych],700 km,[link widoczny dla zalogowanych], making them capable of reaching Alaska. The U.S. has every cause for alarm. A Taepodong-2 missile fired from Musudan-ri on the east coast in 2006 crashed into the sea after 2 km,[link widoczny dla zalogowanych], but Pyongyang has continued capacity tests ever since. The preparations now are probably a demonstration intended to nudge the U.S. into direct negotiations. Even while threatening the South with war,[link widoczny dla zalogowanych], the North on Monday urged to Washington to talk about mutual nuclear disarmament.
It may also be intended to test the Seoul-Washington alliance. But U.S. President Barack Obama in a telephone conversation with President Lee Myung-bak on Tuesday said it is vital for the two countries to cooperate in resolving the North Korean nuclear problem through the six-party talks, and that the insight the South Korean government demonstrated with regard into the nuclear issue provided a valuable lesson. Obama, who stressed direct dialogue with the North during his campaign,[link widoczny dla zalogowanych], has begun to open his ears to Seoul's North Korea policy.
Secretary of State Hillary Clinton is scheduled to visit Seoul this month. It is important that the two countries to share a common understanding of the North's recent actions through such a high-level dialogue and maintain consistency in future North Korea policies and in ways of dealing with North Korean provocations.
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Whatever actions it may take this time, Seoul and Washington should strive to agree on all possible scenarios so that they can speak in the same voice. Whatever intentions North Korea may harbor, the two allies should not show the slightest crack in their response to North Korea.
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Momoco Tao (file photo)
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